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What To Know About Claims Management Software
Your insurance company uses claims management software to streamline the filing process.
Here Is Some Basic Information About This Software
Providers need an efficient way to handle an insurance claim they receive. When you notify your provider about a disaster in your business in Draper, UT, it kicks the process off. During this process, agents need a way to track costs, work with a disaster remediation company, such as SERVPRO, avoid fraud, and streamline their communication. The way they do this is with claims management software.
What Are Common Features?
Most insurance claim management software comes with a set of standard features that helps agents perform their jobs. This includes:
- Claims tracking
- Electronic claims
- Data exchange
- Fraud management
- Inventory management
- Customer portals
- Customer relationship management
What To Consider When Purchasing It?
As with any software purchase, companies need to think about certain aspects of the insurance claim management software they buy. For instance, the type of software they buy is a big factor. Both on-premises and cloud-based software are available. On-premises is traditional software installed at an office location, while cloud-based is run through the internet. On-premises software tends to be used because it is more customizable. On the other hand, cloud-based systems don't cost as much. Each vendor will evaluate these factors when choosing the right software.
Additionally, insurance companies need to think about what additional features they need. Some may want incorporated accounting or business intelligence systems. Items such as these can enhance the claims management system. Therefore, these are common add ons. Furthermore, an agency will need to think about the type of insurance they offer. Then, they can choose an appropriate system for their offering. For instance, those that offer property coverage are going to have different requirements than business interruption companies.
Your insurance company uses claims management software to streamline the filing process. This makes it easier for an insurance agent and business owner to file a claim and get it processed quickly.
Commercial Mold_49_Understanding Mold Insurance Claims
Mold damage in South Jordan, UT
Regardless of the type of business owned in South Jordan, UT, having general commercial liability insurance is an essential component to being successful. Knowing that the unexpected can happen, having it provides peace of mind. That can only happen if you understand what your policy actually covers. When it comes to mold insurance claims, various factors are considered by insurers to determine if mold damage remediation and restoration will be covered.
What Might Be Covered?
Since not every policy or insurance company is the same, having a clear understanding of your personal policy is essential. In most cases, accidental water losses will include mold issues. For mold insurance claims that are accepted, they typically cover:
Repairs, removal and replacement of materials directly damaged by the mold.
Damage incurred to non-affected materials that need to be removed to access areas with hidden growth.
Costs associated with testing to ensure the problem has been resolved.
What Might Be Denied?
When it comes to mold remediation, most insurers have a list of exclusions that may result in a mold claim being denied. Ranking high on that is list is a failure to address a long-term leak or structural defect. In these cases, the mold is considered secondary damage that could have been avoided if repairs were made sooner. The claim may also be denied if the mold spread to non-affected areas because precautions weren’t taken to contain a water loss. Whenever renewal time comes around, it is important to thoroughly read through the policy and ask your agent questions. There may possibly be new exclusions or changes, so it is better to know what they are before a problem happens.
Although not all mold insurance claims are accepted, there are many situations in which they will be. Having a clear understanding of your policy will help keep you better prepared for potential issues down the road.
The 3 Most Costly Mold Remediation Expenses
Mold removal services in West Jordan, UT
The 3 Most Costly Mold Remediation Expenses
Getting mold out of a residence can be a costly proposition. Find out more about the three most expensive aspects of remediation. The total amount will be the sum of the costs of cleaning, testing, mold removal and restoration of the affected area of a home in West Jordan, UT.
1. Removal and Cleaning
Eliminating the presence of mold is often the most expensive part of managing a mold problem. The considerable costs associated with black mold removal led most homeowner’s insurance providers to cut out mold coverage from policies.
Supplementary mold coverage can be helpful for reducing these potentially substantial costs. Without mold insurance, a property owner will have to pay out-of-pocket for all of the services that go into remediation.
2. Replacing Building Materials
Some porous materials used to create and insulate the interior of a home may become contaminated by mold spores. Porous materials are absorbent and can be difficult to clean thoroughly.
Scrubbing a contaminated surface with bleach or even applying a specialized anti-fungal solution may not be sufficient for mold removal. Removing mold may also require tearing out and replacing insulation, drywall or carpet.
3. Mold Testing and Lab Analysis
If an infestation calls for identification of the type of mold present either at the start of the remediation process or to confirm that cleanup is complete, these costs can be considerable. An indoor environmental hygienist can take air or mold growth samples that will then be analyzed at a lab. This procedure can add several hundred dollars on to the total cost of cleaning up mold.
If you suspect that mold may be growing at a residence in West Jordan, UT, you should contact mold removal specialists near you as soon as possible. A fast response that does not leave as much time for fungi to spread throughout a structure can make it possible to save thousands of dollars.
3 Things You Can't Learn From a DIY Mold Testing Kit
A home mold testing kit can leave you with more questions than answers
Three Things You Can't Learn From a DIY Mold Test
If you’re concerned about mold levels in your home, you might be tempted to buy a home mold testing kit. These kits can detect the presence of mold spores in your home, but they can’t provide all the information you’ll need to solve your mold problem. Here are three things you can’t learn from a DIY mold test.
Where the Mold Is Located
A home mold testing kit works by you placing a test dish somewhere in your home and allowing mold spores to accumulate in the dish. Unfortunately, the results of the test will be limited to detecting mold spores in the air somewhere in the vicinity of the test dish. A DIY mold test can’t identify all the areas of your home where airborne mold is present, or detect mold growing on surfaces in your home.
What’s Causing the Excess Mold
The most important step toward eradicating a mold outbreak is figuring out what’s causing the mold. Mold needs moisture to survive, so you’ll need to find the moisture source—usually a leak, drainage issue, or condensation buildup. One of the major benefits of an inspection by an environmental hygienist is that these professionals are highly skilled at finding mold sources that other people might overlook.
How to Eliminate the Mold for Good
Even if you’re able to find what’s causing your mold issues, your cleanup needs may go beyond just fixing a leak. A professional mold remediation company can tell you the extent of the damage, assist with any necessary removal and repair work, and advise you on ways to prevent future mold problems.
A home mold testing kit can leave you with more questions than answers. If you suspect your home might have excess mold, don’t waste time with a DIY mold kit. To learn the important facts about your home's mold situation, contact a professional mold service in West Jordan, UT, right away.
How to Remove Mold Spores From Your Business
A professional team can remove mold spores from your business
Mold build-up can be an unpleasant experience for any business owner. In truth, there is no way to completely avoid this problem; mold spores are microscopic and therefore difficult to manage. If your business in Herriman, UT is overwhelmed with an infestation, there are strategies you can use, including carpet cleaning, to eliminate the problem.
Where Does Mold Grow?
Spores circulate anywhere there is moisture. Some of the most common places to find an infestation include:
- Air vents
- Areas around leaky pipes
- Porous materials such as wood and cotton
The first step to managing mold problems is to identify the source. A professional inspection can find the origin point for the infestation, and from there, you can determine the appropriate solution.
How to Manage the Problem
Your focus should be on regulating the moisture in your business; this is the only way to get mold under control. If there is a leak in your pipes or air ducts, you should have it repaired immediately. A large build-up of moisture in your carpets should be immediately eliminated with a thorough carpet cleaning. As spores are so small, it is unreasonable to assume you can completely remove them from the business. A far more controllable factor is the amount of moisture that is present. In maintaining a dry and clean environment, you can avoid the harmful effects of mold infestation.
Staying One Step Ahead of the Problem
In its early stages of growth, mold is not visible to the naked eye. A clear sign of a problem is the presence of a musty odor around the office. The moment you notice the smell, it is highly recommended that you have the premises inspected and the infestation eliminated with the help of mold remediation services. A professional team can conduct a thorough carpet cleaning and remove any spores that have taken root in your air ducts. By taking action early, you can protect your business and employees.
Does a Residential Mold Assessment Require a Professional?
Mold damage in a Draper, UT home
If you experience a flood or a burst pipe in your home, you’ll probably know about it. But what about a pipe with a slow leak or a roof that isn’t water-tight? Unfortunately, mold can grow without you ever knowing about it in Draper, UT. Tracking it down often requires an expert for a valid mold assessment.
Is Black Mold Always Visible?
Not always, but it can be. Colonies like dark places to grow, but it’s not unusual to find mold peeking out from behind a washing machine or hot water tank. It’ll often be either growing right around an edge or, if well established, be in large, shiny fan-shaped patches in at least one of three colors:
Will a DIY Mold Detection Kit Work?
Unfortunately, a mold test kit that isn’t designed and certified to be handled by an expert will never be considered valid. Many off-the-shelf kits don’t even meet insurance company specifications.
Yet, the test kits aren’t the main issue with DIY. Studies show that most DIY test results are positive for mold because mold spores are everywhere. It takes training by a professional organization such as Institute of Inspection, Cleaning and Restoration Certification to learn how to perform a mold assessment for the bad types.
What Happens if Mold Is Found?
Simple areas of mildew, such as what’s often found around water tanks on a toilet, can be easily cleaned off non-porous surfaces. However, black mold growth is serious and requires a certified mold restoration company with both the experience and access to resources needed for removal.
That’s another reason a professional mold assessment is so essential: they can decide what can be repaired and what must be replaced. It’s why insurance companies have a list of Preferred Vendors: they’re guaranteed to work within a budget to keep costs down.
The restoration will locate the cause of the water damage and hunt down any hidden mold. They use custom disinfectants that are hospital-approved to strip away mold spores and viruses. They’ll replace moldy drywall and can often sanitize carpets and fabrics in your home.
Key Things To Remember About the Insurance Claims Process
Like any business owner, you can't bear to think about a disaster affecting your workplace. A fire or flood could be catastrophic. Such an incident could damage building materials, personal belongings, business supplies, or the structure itself. Luckily, you can rely on a professional disaster response team to restore your property. Also, by filing an insurance claim, you can get the financial help and coverage you need.
In the wake of an emergency at work, you have some initial responsibilities. Make sure you do the following:
- Evacuate the building in an orderly manner.
- Contact emergency services personnel.
- Stay out of the building until it is safe to go in.
- Call your insurance agent to discuss the claims process.
When you make an insurance claim, you should provide details about the incident and how it is affecting your business in West Jordan, UT. Describe how the incident started and how extensive the damage is. It is helpful to provide photos, if possible. Also, make a list of your losses, along with an estimate of their monetary value.
Work With the Cleanup Company
It's critical to choose the right repair and restoration company. SERVPRO knows how to communicate and coordinate efforts with the insurance company. The cleanup team will give a price quote to the agent to help with the claims process.
Gone are the days when you had to mail in the documentation for an insurance claim. Thanks to electronic processes, you can upload all relevant information to the insurance company's website. This makes things easier for you and speeds up the process. By doing this, you can have a faster resolution to your claim and receive payment more promptly.
You don't want to be in a position where you need to file an insurance claim. However, if you need help rebuilding your property, choose the professionals at SERVPRO, and follow these steps.
When Are Property Owners Liable for Mold?
Mold growth on Bluffdale, UT
Residential rentals must be habitable, but standards for mold in commercial buildings are less clear. The terms of a lease agreement should identify conditions in which either an owner or tenant is responsible for restoring water damage, scheduling mold testing, or remediating black mold or other fungal infestations at a building in Bluffdale, UT.
Failure to Remediate Damage
Structural water damage is likely to be the responsibility of a property owner. A tenant should notify the owner about any of the following incidents:
- Construction defects
- Plumbing problems
- Roof leaks
Depending on the terms of a lease, the tenant’s responsibility may only extend to a timely report of damage. A property owner will need to arrange for water damage restoration if this is the case. He or she may be liable for mold that results if preventative measures do not take place within a reasonable amount of time.
Refusal to Respond to Complaints
A property owner should always respond when a tenant reports water damage or the possible presence of black mold. Even if it is the tenant’s responsibility to restore damage or remediate mold according to the terms of the lease, maintaining clear lines of communication and documenting reports is essential for limiting liability and building a case.
Violation of Lease Terms
Liability for damage is more clear-cut if either party violates the terms of a lease. When an owner refuses to restore water damage or arrange for mold remediation necessitated by issues for which he or she is responsible, this could be grounds for a lawsuit. The same applies to tenants who do not adhere to the terms of a lease.
Legal liability for black mold or other fungi in a commercial building varies depending on the lease. Commercial property owners should carefully review any sections of this document that pertain to responsibility for water damage restoration, mold testing, and remediation.
Will Homeowner’s Insurance Cover Mold?
Will Homeowner’s Insurance Cover Mold?
If you have sustained substantial water damage in your home in West Jordan, UT, fungus growth is not far behind. Mold remediation can be costly, so you may be wondering if your homeowner’s insurance policy has a mold coverage clause. Typically, insurance plans will cover mold if it was created by a “covered peril”.
What is a Covered Peril?
Most insurance policies identify covered peril as “sudden and accidental”, in which case any repairs and mold cleanup would be paid by your insurance company. Covered peril includes the following situations:
Lightening - When lighting strikes and causes your hot water heater to rupture, the resulting water damage and mold cleanup would be covered.
Frozen pipes - If a frozen pipe bursts in your home and saturates the carpeting and drywall, the repairs would be paid by your insurance provider.
Accidental overflow of water from appliances - If the damage was caused by an appliance that was in good repair and you stopped the leak quickly, the damage should be covered.
Weight caused by ice or snow - When ice forms in the gutters and causes water to back up under the shingles, creating a water leak, any resulting repairs would likely be the responsibility of your insurance agency.
What Type of Mold Issues Aren’t Covered?
Any damage caused by appliances or structures that have not been kept in good repair would not be covered. Examples include such things as:
- An old roof that has been neglected and leaks, which causes water damage
- Appliances that have not been maintained and spring a leak, causing a substantial water event
Unfortunately, damage caused by a flood is not covered under the typical homeowner’s insurance policy either. In order to cover your home during flooding, you need to purchase an additional flood policy. As long as the damage was not caused by neglect, any fungus growth would also be covered. A separate mold insurance policy isn’t necessary as long as there is no language excluding mold.
it would be a good idea to look over your current homeowner’s insurance policy carefully. If it doesn't specifically cover flooding and fungus growth conditions, talk with your agent right away so that your family is protected.
Quickly Recover from Catastrophic Loss with SERVPRO
SERVPRO is the company to trust to help restore your business
Why Choose SERVPRO?
With a large network of emergency response teams located in various spots across the nation, SERVPRO has both the resources and expertise to handle large scale catastrophic loss in Riverton, UT. From devastating hurricanes to widespread flooding, 24/7 services are available every day of the year to respond to disasters big and small. No matter the situation, as a preferred vendor for most insurance agencies, the SERVPRO Commercial Large Loss Division is well-equipped to help quickly mitigate the situation and significantly cut costs for business owners. Here are several reasons why to choose SERVPRO.
SERVPRO’s disaster recovery team can respond to many different types of emergency situations including hurricanes, flooding, fires, blizzards and more. There have been several recent mobilizations that SERVPRO played a large role in including:
- 2017 Hurricane Harvey
- 2017 Hurricane Irma
- 2017 California Wildfires
- 2016 Hurricane Matthew
- 215 Carolina floods
The restoration specialists at SERVPRO are skilled in a wide variety of fields. There are experts who can address, water and storm damage, fire damage, mold growth and more. Their services cover both the mitigation and rebuilding process, so you only need to reach out to one company when dealing with catastrophic loss.
Rather than simply replacing or compensating business owners for damaged belongings and assets, SERPVO always attempts to restore and repair items when possible. This prevents the loss of irreplaceable items, such as important documents or valuable items, and cuts down on costs.
SERVPRO works with insurance agents and adjusters to make the claim process as simple as possible. By keeping a claims inventory service and allowing access to electronic claims information, filing and processing insurance claims should be far less stressful.
In the immediate aftermath of a catastrophic loss, communities may not know who to turn to for the best chance of recovering. Ready to handle even the largest disasters, SERVPRO is the company to trust to help restore your business.
3 Risks Fire Poses to Your Business
Structural fire damage in South Jordan, UT
3 Risks Fire Poses to Your Business
Fires can have a devastating impact on any business. For that reason, it can be important for your business to have adequate property and interruption insurance to protect your business after a fire occurs. Three of the risks you may want to insure against are structural damage, damage to your commercial property and business interruption.
Even a small fire can result in thousands of dollars of damage to your commercial buildings. Fire, heat, smoke and water damage can make all or part of your buildings unusable until fire restoration has been completed. Fires can cause damage to:
- The interior and exterior of buildings
- Walls, floors and ceilings
- Plumbing and electrical fixtures
- HVAC units
- Outdoor signage
If your business can not operate or can not operate at the same level of production due to damage caused by a fire, you will likely lose revenue while repairs are being made to your property. If you are unable to pay your employees due to that loss of revenue, you may lose those employees as they leave to find other sources of income. Business interruption insurance can help protect your business against these losses.
Businesses don't just need buildings to operate. There are tools, equipment, raw materials and inventory that can also be damaged or destroyed by fire. Inventory can be particularly vulnerable because even if it is not physically destroyed, the lingering smoke smell can make it impossible to sell. Businesses may also have important records and documents stored on-site that can be destroyed by fire. Additionally, some businesses may have specialized equipment and supplies that may need to be scheduled separately to be covered by insurance.
Property and interruption insurance can be vital protections against the hazards fire poses to your business operations. An insurance professional in South Jordan, UT, can help ensure that your business is protected against these losses.
Tips For Cleaning Household Mold
Mold growth on wall
4 Areas That Need Various Treatments
Much to a homeowner's chagrin, house mold enters the residence daily. The spores won't cause much harm until they meet a reactant such as water; however, when the two do connect, that is the making of problem. If you find it early, you may be able to clean it yourself, using a few simple methods. Here are four areas that need various treatments.
If you have outside furniture, it's likely that at some point you'll see green splotchy fuzz. Not only does this mold growth look unpleasant, but you don't want to sit on it. Scrub plastic furniture with a cleaning solution of water and detergent, and, if you're still concerned, apply some bleach water as well. The agent has the ability to kill the fungus, but it only works on a surface level; therefore, avoid using it on anything porous.
2. The Laundry Room
Several issues can cause your washing machine to develop a funky smell. That pungent aroma is often house mold growing in the tub. Try eradicating it with an equal solution of vinegar and water. Pour the mixtures into the tub, and run an empty load on hot. This could be enough to kill not only the scent, but also the scum.
3. The Bathroom
Areas with high levels of humidity are more likely to have issues. You'll want to think prevention here. While showering, run the exhaust fans, pulling out the excess liquid. Then, wipe down the stall walls, ensuring that it's dry for most of the day. Apply cleaners regularly, reducing the likelihood of infestations. If mold growth, however, continues to show up add a dehumidifier to the room or add moisture absorbing products.
4. The Walls
Do you have areas of paint peeling? Are spots showing up on the drywall? Mold in the wall needs removal. This is best left to the professionals, so contact a mold remediation company in Daybreak, UT.
You can cleanup small amounts of house mold. Wash nonabsorbent items with bleach, vinegar or detergent as they can remove the infestation; however, if the trouble has spread, you'll need to get rid of it and seek repairs.
3 Reasons To Use One Company for Mitigation and Restoration
Air scrubbers in a West Jordan, UT home due to fire damage
The first thing you do if a fire breaks out in your building in West Jordan, UT, is call the insurance company and the fire mitigation specialists. Do you go ahead and arrange for restoration, or do you wait? If you use the same company that you use to mitigate the fire damage, you don't have to answer that question. Choosing the same company for the whole process has three key advantages.
1. One Bid, One Bill
If you use two different companies, you may have to wait to get a bid from a restoration company. Very few companies are going to trust another company enough to make the restoration bid without see exactly what it is they have to work with, which won't be available until mitigation is complete. When you hire the same company to do both, though, you have one bill, and you have it from the start. You can include the total price in your paperwork when your insurance adjuster arrives to assess the fire damage.
2. Improved Communication
If the restoration team has a question about something the fire mitigation team did, getting that answer can be a challenge when they are from two different companies. When they are already part of the same company, they tend to work together better.
3. Shorter Wait
When one company handles the whole process, it will probably take a shorter amount of time. If you hire two different companies, you have to wait for the first one to pack up and leave before the other can come in and begin. Then the assessment process starts over again. If the mitigation and restoration company is the same, there's probably no need for a full secondary assessment, so the process of restoring your building can begin right away.
You are really better off hiring the same company to mitigate the fire damage and restore your building. You get to enjoy several advantages with no discernible drawbacks.
Tips for Banishing Bathroom Mold
Mold damage in a West Jordan, UT bathroom
Ways To Prevent Bathroom Mold
Mold is unwelcome wherever it shows up, but there’s something about this funky matter getting into our bathrooms that makes us cringe. And yet bathrooms are one of mold’s favorite spots to flourish, due to warmth and water damage. If you’ve accepted bathroom mold in your West Jordan, UT, home as just a fact of life, keep reading. There are ways to prevent bathroom mold and reclaim your tub!
Why Mold Likes Bathrooms
Mold growth occurs via spores that are tiny, light and spread through the air. Once they land on a surface, all they need is moisture and warm temperatures to begin growing. Later, they leach nutrients to thrive. Mold can gain sustenance from:
Why the mold is there is clear. But what can you do about it?
Moisture problems and water damage are top causes of mold, so drying out surfaces is critical to mold elimination. Use a squeegee or even towels to dry surfaces after taking a bath or shower. Install an exhaust fan to get rid of excess moisture or, if you can’t, simply open doors to let fresh air circulate.
Remove Food Sources
Clean bathrooms lack many of the food sources mold needs to thrive. Use bleach or antibacterial spray to clean surfaces of bacteria, dust and other organic matter frequently. Be extra mindful of ridges and corners, where mold spores tend to accumulate.
That drippy tub faucet you’ve learn to live with could be more than just an annoyance. Leaks can create the damp areas that mold spores love. Instead of ignoring your water damage problem, keep drains in working order and cleaned regularly to limit the appearance of pesky mold.
Fuzzy, smelly black mold is the last thing most of us want to see in our bathrooms. Take back your space by calling a mold prevention specialist today.
4 Ways To Prevent Mold in Your Commercial Building
Mold needs moisture to grow and proliferate
Four Ways to Stop the Spread of Mold in Your Building
Managing a commercial property can be demanding. Mold removal is likely one of the last things you want to add to your "to do" list. Here are four ways to stop the spread of mold in your Riverton, UT, building before it starts.
1. Keep It Clean
Mold doesn't grow on drywall or carpet. It grows on all the dead skins cells that cover the walls, carpeting, and just about any surface where human beings are present. To prevent mold growth, keep your building clean. Dust, vacuum, and surface-clean regularly to reduce the amount of organic matter available for mold spores to move into and start a moldy little family.
2. Keep It Dry
Mold needs moisture to grow and proliferate. Investing in dehumidifiers can reduce dampness in the air. If your commercial building has bathrooms, keep them dry by running the exhaust fans and cleaning up excess moisture or spills straightaway.
3. Keep Up With Repairs
To avoid the need for mold removal, handle building repairs as soon as you can. Putting off a roof patch-up, ignoring a crack in the foundation, or hoping those door frames will seal themselves are all ways to help mold gain entry into your building. If the timeliness with which repairs are taken depends on your budget, you might prioritize those repairs that, if delayed, have the potential to kickstart mold growth.
4. Keep an Eye Out for Spores
Mold isn't attention-seeking by nature. It likes to hide in cracks, crevices, and hard-to-reach places. Regular, in-depth inspections of your property can help you spot spores and initiate the commercial mold cleanup process before they get out of control.
With a little planning, you can prevent mold growth at your commercial property. If you do spot mold, however, the safest and most efficient way to handle mold removal is to leave it to the pros. A good mold remediation company will have the expertise and equipment required to carefully clean your commercial space so you can get back to work.
Regular Carpet Cleaning to Reduce Mold Count
SERVPRO of West Jordan carpet cleaning service.
It is common for a business or home owner to get their carpets cleaned twice a year. Here are a few reasons why SERVPRO of West Jordan suggests why your carpets need to be cleaned.
6 Reasons Why You Should Clean Your Carpets
- Professional Cleaning. SERVPRO of West Jordan has high quality products that will get your carpets cleaned in a hurry and the customer satisfaction is our goal.
- Lower mold spore count. It will benefit the cleanliness of their house or business and keep mold spore count lower.
- Carpets will last longer. Another reason is your carpets will last longer and you will not need to replace them as often.
- Cleaner air. Another important aspect is your air quality in your home or business will be much better, meaning that the air will be much cleaner.
- Prevents mold and bateria buildup. Another reason for having your carpets cleaned will prevent any bacteria and mold buildup. It is common for bacteria to build up in carpets for periods of time, which is why it is imperative for a customer to get their carpets cleaned.
- Carpet warranty. One of the last reasons is when a customer receives carpet cleaning, the prolonging effect will make the customers carpet warranty last much longer.
SERVPRO of West Jordan has excellent experience with carpet cleaning and we would be more than happy to have you as a customer. SERVPRO of West Jordan will provide their customers with the most top notch service in which the customer will be more than satisfied with our work. Feel free to contact SERVPRO of West Jordan 801-282-6366 at for your carpet cleaning needs.
3 Tips for Protecting Your Employees During a Catastrophic Weather Event
Roof damaged by storm in West Jordan, UT
3 Tips for Protecting Your Employees During a Catastrophic Weather Event
When major weather events strike West Jordan, UT, entire neighborhoods can be affected. Hurricanes, serious flooding and other acts of nature can cause a widespread catastrophic loss for your business and others like it in the area; however, you can prevent the loss of human lives by keeping a few employee safety tips in mind during these types of crises.
1. Close As Soon As Possible
If weather warnings announce that a major storm is inevitable, consider closing your business as early as possible. Not only can this allow you to prepare your property against damage, such as boarding your windows, but it also gives your employees the time to get home safely to their families. Evacuate the business completely and perform a final sweep to ensure no one has been left behind before you leave.
2. Evacuate Flooded Areas
Flooding can occur without warning during major storms, so it is important to have a plan of action if your building takes on water. Have an evacuation plan for each area on the ground floor and ensure that your employees understand the dangers of flooded areas. Have them avoid touching or entering flood waters and section off the area if it is possible to do so safely until help arrives.
3. Cooperate With Response Services
When storm damage affects a large area, an emergency disaster response service will likely send multiple units to help business owners like yourself handle the catastrophic loss. Cooperating with the recovery and restoration technicians can help you protect the lives of your employees and ensure they are not injured. When the recovery services arrive, advise them about whether anyone is still inside your building and how to help them get out safely.
When major storms hit West Jordan, UT, catastrophic loss to your business can be difficult to endure. However, protecting the lives of your employees and ensuring their safety during such an event may help you keep things in perspective.
How Does SERVPRO Provide Fast Disaster Response?
SERVPRO of West Jordan, Faster to Any Size Disaster
Homeowners and insurance agents should rely on a disaster mitigation and restoration company that responds quickly to calls, arrives on site within hours and provides a same-day verbal briefing. Here are several features that make SERVPRO Faster to Any Size Disaster.
The most important factor for providing a fast response to any type of disaster is the location of the mitigation and restoration company. The following features can shorten response times:
- Local or regional franchise location
- Certified and trained staff
- Ability to rely on nearby locations
An independent mitigation or restoration company may not have the level of training or the ability to bring in more equipment or personnel in the event of a large loss. A local franchise combines all of the benefits of a local business and a national company.
No matter where you live in the United States, there is likely to be a SERVPRO franchise nearby. Whether damage only affects a single home, a limited area or is more widespread, a national network of locations allows for faster responses:
- Call response within one hour
- On-site consultation within four hours
- Verbal briefing within eight hours
If a franchise is located in your region, these response times should apply. SERVPRO excels at being Faster to Any Size Disaster because mitigation and restoration professionals are certified and trained.
The ability to rely on a single company for cleanup and rebuilding can shorten the length of the mitigation and restoration process. If you hire more than one independent company, initial estimates may not account for the full extent of damage for the purposes of making an insurance claim. Coordinating schedules and requirements may also be more of a challenge. A one-stop shop can simplify and streamline disaster response.
These three features make SERVPRO Faster to Any Size Disaster. Homeowners and insurance agents should consider working with a certified damage mitigation and restoration company with a location in West Jordan, UT.
5 Mold Damaged Items You Didn’t Know Could Be Restored
We are mold experts!
Five Items that Can Be Restored!
Learning that many of your personal belongings have been damaged by mold due to flooding or excess humidity is extremely devastating news. Luckily, this does not mean that they are lost forever. Mold cleaning services are available in West Jordan, UT, to restore all types of items that have been contaminated. Here are five items that you’ll be relieved to know can be restored!
While many people have their photographs stored safely on their computer, you may have old photographs lying in a photo album stored somewhere in your home. Depending on the extent of the damage, there are several different mold remediation methods that can be used to restore photographs exposed to mold.
2. Important Documents
Important documents like birth certificates, passports, or marriage licenses are a pain to try to replace. Fortunately, most of your documents can be recovered using the same mold cleaning methods that are used for photographs.
Electronics like video game consoles, TVs, and computers are often costly and may contain valuable data. While you might assume that electronics that are affected by water and mold might be need to be thrown out, immediate action can increase their chance of being salvaged.
Mold damage can be very harmful to items made of leather like shoes, jackets, and couches. There are special procedures that must be taken to remove mold from leather, restore it to its original condition, and prevent future growth from occurring.
Clothes that are left wet for long periods of time quickly attract mold. If you are surprised to find mold growing on your clothing, there are several effective methods that can be used to easily clean them.
It is certainly unsettling to find mold growing on your personal items, but mold cleaning processes can restore your items to their previous condition! While some items might be easy to clean on your own, professional services making ridding almost all your items of mold possible.
Fire Damage: What to Watch Out for With Partial Loss
Fire loss restoration in West Jordan,UT
Fire Damage: Total Loss and Partial Loss
Fire loss can occur in two ways: total loss and partial loss. Total loss is when a fire has completely destroyed a business, resulting in a complete rebuild of the property. Partial loss refers to instances when only part of the business has been lost and requires the assistance of fire restoration services in the West Jordan, UT, area. Partial losses need special claims, and the process can bring about several unique issues.
1. Delayed Insurance Adjusters
In situations of widespread disaster, partial losses may be considered low priority to insurance companies and ultimately insurance adjusters, which can result in delays in property assessments. To help pass the time, you should walk your property and photograph everything that is damaged or destroyed, preparing a record of loss for your claims report.
2. Improper Cleaning and Repair
Partial fire loss requires thorough and proper cleaning to ensure that smoke damage is removed. Some substandard services may attempt to rush through a job, resulting in work that is not uniform and properties that are inconsistent in appearance. Therefore, you should research companies and services to ensure that they are experienced and professional.
3. Hidden Damage
During your walkthrough, be on the lookout for hidden issues, like water, mold, ash and smoke damage. Under most policy guidelines, you are within your rights to full and fair payment for partial loss, and that includes hidden damage. You will want to document it with pictures before the adjuster arrives so that you can avoid disputes.
Disputes may arise because of the overall appearance of your property when the work is completed. Your property should appear consistent, and this can mean the replacement of undamaged material. For example, while all the shingles on your roof may not be damaged, they may require replacement for uniformity purposes, and most coverages should pay for that replacement.
Fire loss is devastating no matter the extent. However, when dealing with a partial loss, it is necessary to watch out for several specific issues. Being vigilant ensures that your property will be made whole again.
Ceiling Tile Discoloration: Culprits and Causes
Mold damage on ceiling in West Jordan,UT
Imagine it, you’ve found the perfect home for your business, with just one or two pesky discolored ceiling tiles. It’s not a big deal, right? Not quite. Beyond being unsightly, ceiling tile discoloration can have serious causes, from water damage to tile mold. Before you overlook a stain or two, learn some of their top causes in West Jordan, UT.
About Ceiling Tiles
Dropped tile ceilings are a common go-to for many commercial buildings across the country. Reasons include:
- Easy removal for access to HVAC and electrical system
- Clean, simple appearance
Drop tiles can create a pleasant, conservative look but can quickly take on a downright ugly appearance when they become stained. Here are some of the reasons that happens.
Dropped tile ceilings have been popular for decades and in some buildings, have been in place for that long. The older the tiles the more likely they’ve been exposed to cigarette smoke and other pollutants. The result can be a darker color that may be impossible to get rid of.
Brown spots are often the biggest giveaway to a leak somewhere above the tile. They often start small and radiate outward over time. Beyond being an eyesore, these spots often signal bigger problems like tile mold, and should never be ignored.
The ultraviolet light so common in offices is not great for ceiling tiles. Over time, tiles exposed to UV rays can take on a sickly hue that isn’t very attractive.
From water leaks and tile mold to harsh light, there are lots of things that can trigger tile discoloration. When you see tile discoloration, it’s worth the time and money to replace the tile. Because tile mold can spread, if you suspect water damage is the culprit, make sure you consult a mold remediator. It could save you expense and headaches in the long run.
Insurance Rates: Understanding Common Causes of Rate Hikes
Drying equipment on a water damage in a West Jordan, UT kitchen
Homeowners assume that rate hikes are associated with every insurance claim, but that is not always the case. Several factors lead to rate hikes, and a claim is only one. Some of the leading causes of rate hikes are as follows:
1. Number of Claims
Rates reflect risks, and if you make repetitive claims on your policy, then that will signal your insurer that you are a liability and a risk, which will be reflected in your rates. While it is not always possible to avoid making claims, you should limit your claims to only issues you can’t handle on your own.
2. Type of Claims Made
Also, the type of insurance claim made can have varying effects on your rates. For instance, while water damage is one of the most common claims made by homeowners, the severity can differ depending on the cause and exposure. For example, a toilet backup that is contained in one small bathroom will not affect your rates as much as a pipe break that floods the entire lower level of your home.
3. Insurer Responsibility and Homeowner Liability
While a home flood will have an impact on your rates, the extent and value of those rate hikes come down to insurer responsibility and homeowner liability. Insurance companies have a responsibility to cover the costs stipulated in the policy agreement, but they also have the right to adjust their price based on a homeowner’s ability or inability to demonstrate responsible ownership. Constant claims or damages due to failed maintenance are red flags that result in higher rates.
4. Your Ability to Manage Your Property
Insurance companies want responsible clients. You can demonstrate this responsibility by performing routine maintenance and hiring professionals in West Jordan, UT, to conduct inspections, keeping copies of receipts and invoices as proof. Clients who can prove responsibility will likely maintain low insurance rates because they are not a high risk for insurers.
Many homeowners try to avoid making any insurance claim because they fear the potential rate hikes. However, if you are a responsible homeowner and perform routine maintenance and inspections, rate hikes don’t have to be such an area of concern.