Recent Why SERVPRO Posts
How Does SERVPRO Provide Fast Disaster Response?
SERVPRO of West Jordan, Faster to Any Size Disaster
Homeowners and insurance agents should rely on a disaster mitigation and restoration company that responds quickly to calls, arrives on site within hours and provides a same-day verbal briefing. Here are several features that make SERVPRO Faster to Any Size Disaster.
The most important factor for providing a fast response to any type of disaster is the location of the mitigation and restoration company. The following features can shorten response times:
- Local or regional franchise location
- Certified and trained staff
- Ability to rely on nearby locations
An independent mitigation or restoration company may not have the level of training or the ability to bring in more equipment or personnel in the event of a large loss. A local franchise combines all of the benefits of a local business and a national company.
No matter where you live in the United States, there is likely to be a SERVPRO franchise nearby. Whether damage only affects a single home, a limited area or is more widespread, a national network of locations allows for faster responses:
- Call response within one hour
- On-site consultation within four hours
- Verbal briefing within eight hours
If a franchise is located in your region, these response times should apply. SERVPRO excels at being Faster to Any Size Disaster because mitigation and restoration professionals are certified and trained.
The ability to rely on a single company for cleanup and rebuilding can shorten the length of the mitigation and restoration process. If you hire more than one independent company, initial estimates may not account for the full extent of damage for the purposes of making an insurance claim. Coordinating schedules and requirements may also be more of a challenge. A one-stop shop can simplify and streamline disaster response.
These three features make SERVPRO Faster to Any Size Disaster. Homeowners and insurance agents should consider working with a certified damage mitigation and restoration company with a location in West Jordan, UT.
Fire Damage: What to Watch Out for With Partial Loss
Fire loss restoration in West Jordan,UT
Fire Damage: Total Loss and Partial Loss
Fire loss can occur in two ways: total loss and partial loss. Total loss is when a fire has completely destroyed a business, resulting in a complete rebuild of the property. Partial loss refers to instances when only part of the business has been lost and requires the assistance of fire restoration services in the West Jordan, UT, area. Partial losses need special claims, and the process can bring about several unique issues.
1. Delayed Insurance Adjusters
In situations of widespread disaster, partial losses may be considered low priority to insurance companies and ultimately insurance adjusters, which can result in delays in property assessments. To help pass the time, you should walk your property and photograph everything that is damaged or destroyed, preparing a record of loss for your claims report.
2. Improper Cleaning and Repair
Partial fire loss requires thorough and proper cleaning to ensure that smoke damage is removed. Some substandard services may attempt to rush through a job, resulting in work that is not uniform and properties that are inconsistent in appearance. Therefore, you should research companies and services to ensure that they are experienced and professional.
3. Hidden Damage
During your walkthrough, be on the lookout for hidden issues, like water, mold, ash and smoke damage. Under most policy guidelines, you are within your rights to full and fair payment for partial loss, and that includes hidden damage. You will want to document it with pictures before the adjuster arrives so that you can avoid disputes.
Disputes may arise because of the overall appearance of your property when the work is completed. Your property should appear consistent, and this can mean the replacement of undamaged material. For example, while all the shingles on your roof may not be damaged, they may require replacement for uniformity purposes, and most coverages should pay for that replacement.
Fire loss is devastating no matter the extent. However, when dealing with a partial loss, it is necessary to watch out for several specific issues. Being vigilant ensures that your property will be made whole again.
Ceiling Tile Discoloration: Culprits and Causes
Mold damage on ceiling in West Jordan,UT
Imagine it, you’ve found the perfect home for your business, with just one or two pesky discolored ceiling tiles. It’s not a big deal, right? Not quite. Beyond being unsightly, ceiling tile discoloration can have serious causes, from water damage to tile mold. Before you overlook a stain or two, learn some of their top causes in West Jordan, UT.
About Ceiling Tiles
Dropped tile ceilings are a common go-to for many commercial buildings across the country. Reasons include:
- Easy removal for access to HVAC and electrical system
- Clean, simple appearance
Drop tiles can create a pleasant, conservative look but can quickly take on a downright ugly appearance when they become stained. Here are some of the reasons that happens.
Dropped tile ceilings have been popular for decades and in some buildings, have been in place for that long. The older the tiles the more likely they’ve been exposed to cigarette smoke and other pollutants. The result can be a darker color that may be impossible to get rid of.
Brown spots are often the biggest giveaway to a leak somewhere above the tile. They often start small and radiate outward over time. Beyond being an eyesore, these spots often signal bigger problems like tile mold, and should never be ignored.
The ultraviolet light so common in offices is not great for ceiling tiles. Over time, tiles exposed to UV rays can take on a sickly hue that isn’t very attractive.
From water leaks and tile mold to harsh light, there are lots of things that can trigger tile discoloration. When you see tile discoloration, it’s worth the time and money to replace the tile. Because tile mold can spread, if you suspect water damage is the culprit, make sure you consult a mold remediator. It could save you expense and headaches in the long run.
Insurance Rates: Understanding Common Causes of Rate Hikes
Drying equipment on a water damage in a West Jordan, UT kitchen
Homeowners assume that rate hikes are associated with every insurance claim, but that is not always the case. Several factors lead to rate hikes, and a claim is only one. Some of the leading causes of rate hikes are as follows:
1. Number of Claims
Rates reflect risks, and if you make repetitive claims on your policy, then that will signal your insurer that you are a liability and a risk, which will be reflected in your rates. While it is not always possible to avoid making claims, you should limit your claims to only issues you can’t handle on your own.
2. Type of Claims Made
Also, the type of insurance claim made can have varying effects on your rates. For instance, while water damage is one of the most common claims made by homeowners, the severity can differ depending on the cause and exposure. For example, a toilet backup that is contained in one small bathroom will not affect your rates as much as a pipe break that floods the entire lower level of your home.
3. Insurer Responsibility and Homeowner Liability
While a home flood will have an impact on your rates, the extent and value of those rate hikes come down to insurer responsibility and homeowner liability. Insurance companies have a responsibility to cover the costs stipulated in the policy agreement, but they also have the right to adjust their price based on a homeowner’s ability or inability to demonstrate responsible ownership. Constant claims or damages due to failed maintenance are red flags that result in higher rates.
4. Your Ability to Manage Your Property
Insurance companies want responsible clients. You can demonstrate this responsibility by performing routine maintenance and hiring professionals in West Jordan, UT, to conduct inspections, keeping copies of receipts and invoices as proof. Clients who can prove responsibility will likely maintain low insurance rates because they are not a high risk for insurers.
Many homeowners try to avoid making any insurance claim because they fear the potential rate hikes. However, if you are a responsible homeowner and perform routine maintenance and inspections, rate hikes don’t have to be such an area of concern.