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What To Do When Smoke From an Adjacent Building Harms Your Property

12/30/2020 (Permalink)

Smoke on the glass modern building in NYC Smoke damage in a building

What To Do When Smoke From an Adjacent Building Harms Your Property

A fire can affect your business even if the blaze does not occur within your property. Fires in adjacent buildings can also cause major smoke damage to your premises. Here are some steps to follow if soot or ash from a nearby fire spreads onto your property.


1. Call Insurance
Thankfully, this type of loss is still covered under most commercial insurance policies. Contact your insurance provider right away and tell the adjuster both the location of your building and the site of the actual fire. You should also explain what items were damaged and discuss whether those assets need to be repaired or replaced. Be sure to also tell the adjuster whether you will have to temporarily close your business during the restoration.


2. Document the Loss
The insurance company will not just rely on your description of the smoke damage. The adjuster will also want proof of the harm. You should thus take photos of the affected areas before attempting any cleanup. Do not forget to photograph the insides of dirty closets and drawers. Providing the insurer with a written list of the harmed items should also expedite the cleanup process.


3. Contact the Pros
If left unaddressed, smoke and soot damage can linger in your building for years. Removing the odors, in particular, takes specialized skills and training. You should thus use the insurance money to pay for emergency cleanup services. The remediation professionals should be able to remove ash from items hidden in storage areas. They should also know how to safely clean electronics.
Soot and ash from a nearby fire can easily enter your commercial property. If this happens to you, take photos of the smoke damage and contact restoration professionals in Bluffdale, UT. You should also call your insurance provider. This loss should be included in your policy, so the smoke cleaning will not greatly affect your business' finances.

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